Our Process

We believe the popularity of passive index investing has created an unprecedented opportunity for selecting individual stocks as part of a well-diversified portfolio. Our fundamentals-based due diligence focuses on finding high-quality investments trading at attractive valuations. We prefer to think in terms of years and decades rather than weeks and months. Areas of focus in our research are:

  • Quantitative Analysis – Crunching Numbers

    We have developed a proprietary spreadsheet where we input up to 15 years of historic financial data for over 180 individual stocks. This database generates over 20 ratios and quantitative data points that we use in our decision-making process.
  • Qualitative analysis – Beyond the Numbers

    Our dedicated team is relentlessly researching to learn about demographic trends, economic indicators, changing technologies and Central Bank policy so we can navigate markets with confidence and conviction. We analyze company specific variables including: management, research & development prospects, and mergers & acquisitions so we understand how our companies are positioning for the future.
  • Retirement Solutions – Investing for income

    Investing for income is challenging in today’s world. Dividend paying stocks can be a source of retirement income. We find companies that have a strong history of dividend increases and sufficient cash flow that leaves room for future dividend growth. We want to invest in companies that increase their dividends even in down markets, so we can grow portfolio income through retirement.
  • Tax-Free Income

    Municipal Bonds can be a source of tax-free income*. Individual bonds are selected to fit specific goals and needs. We investigate every bond purchased to find the best value for our clients.

We offer: 401k Rollovers, 403b Rollovers, Rollover IRAs, Traditional IRAs, SEP IRAs, Roth IRAs, Beneficiary IRAs, inherited accounts, trust accounts, taxable investment accounts, brokerage accounts, fee based money management and more. Please Contact Us if you would like to know more about how Northstar Investment Management can serve you.

Who we work with

We are selective – you should be too.

You should genuinely enjoy working with your advisory team. It is a lasting relationship built on trust – a partnership that should allow you and your advisory team to effectively respond to evolving objectives.

Northstar is critical about who we work with because it goes beyond managing wealth. By remaining selective, our clients get the time and resources they deserve.

*Municipal bonds are federally tax-free but may be subject to state and local taxes, and interest income may be subject to federal alternative minimum tax (AMT).

Investments are subject to risk, including the loss of principal. Because investment return and principal value fluctuate, shares may be worth more or less than their original value. Some investments are not suitable for all investors, and there is no guarantee that any investing goal will be met. Past performance is no guarantee of future results. Talk to your financial advisor before making any investing decisions.